Finding Care

Successful Aging: Finding the right caregiver

A young hand holding an elderly pair of hands

Q: My parents are living with significant limitations from severe arthritis, macular degeneration, recent surgeries, plus the beginning of cognitive problems. My brother and I live out of town and have been alternating weekdays and weekends tending to their needs and managing their full-time care providers — some of whom are not great. Despite our well-intentioned advice for them to move, they won’t even consider it. There is an assisted-living facility near where my brother and I live. The stress, wear and tear on us is huge. Add to this the financial drain. We need help. — A.A.

A: You do have a problem, and are not alone. Here are a few facts from the Family Caregiver Alliance:

• 43.5 million adult family caregivers care for someone 50 years old or older.

• The average age of a caregiver is 48 years, with 43 percent living alone.

• 10 million caregivers over 50 who care for their parents lose an estimated $3 billion in lost wages, pensions, retirement funds and benefits.

• Absenteeism caused by caregiving responsibilities cost the U.S. economy an estimated $25.2 billion in lost productivity.

• Eleven to 17 percent of caregivers (depending on what you read) have reported their health has gotten worse as a result of providing care.

Although you and your brother are not full-time on-site caregivers, the long-term physical and emotional stress you may be experiencing are risk factors to your well-being.

Here’s a recommended partial solution: Hire a professional geriatric care manager. This person typically comes from various fields of human services such as social work, psychology, nursing and gerontology. The individual is trained to assess, plan, coordinate, monitor and provide services to older family members and their families.

How do you know if you need a care manager? If you and your brother are overwhelmed, it might be time. Other reasons: A family member has multiple medical and psychological issues and is unable to live safely in the current environment. Add to this list: caregiver burnout, needed resources, inadequate current care and responsible family member(s) living out of town.

Assuming you decide a care manager is needed, the next step is the interview. Here are some questions recommended by the National Association of Professional Geriatric Care Managers:

• What services do you provide, or what services does your agency provide?

• If you are with an agency, how many geriatric care managers are in your agency/business?

• We would like an initial consultation, is there a fee and, if so, how much?

• Are you licensed in your profession? If so, describe your professional credentials.

• Are you a member of the National Association of Professional Geriatric Care Managers?

• How long have you been providing care-management services?

• If an emergency occurs, are you available?

• Do you or your company also provide individuals who will come into the home on a regular basis and provide hands-on care?

• In what way(s) do you communicate information with the family, caregivers and the care receiver?

• Is there a live person with whom I can speak? Is he or she available on Sundays and after business hours?

• What are your fees? (This is important before any services are rendered.)

• Can you provide a few references?

Be sure you like the person you are hiring; chemistry is important.

Once you’ve made the decision to hire, request the engagement in writing. The document should include services the care manager will perform and the fees. Know how fees are computed, how travel time and mileage are handled and how services are terminated if needed.

To find a professional certified geriatric care manager, go to www.caremanager.org and enter a zip code. Certification means the geriatric care manager has met certain standards of education, has had supervised experience and adheres to a code of ethics.

For those not yet facing issues of elder care, you might consider slipping this column into a folder for future use, for good reason.

Former first lady Rosalynn Carter said it well: “There are only four kinds of people in the world: Those who have been caregivers, those who currently are caregivers, those who will be caregivers and those who will need caregivers.”

Thank you, A.A., for your important question. My best wishes to you and your brother in finding the best care manager and subsequent care for your parents.

Source:  Press Telegram

Alzheimer’s Hits Women Hardest

Angie and John

Women are carrying the bigger burden of Alzheimer’s disease in the U.S., according to a new report — making up not only most of the cases, but paying more of the cost of caring for the growing population of people with the mind-destroying illness.

The new report from the Alzheimer’s Association paints Alzheimer’s as a disease that disproportionately affects women, both as patients and as caregivers. It points out that women in their 60s are about twice as likely to develop Alzheimer’s over the rest of their lives as they are to develop breast cancer.

“So women are at the epicenter of Alzheimer’s disease today, not only by being most likely to be diagnosed with Alzheimer’s, but also by being the caregiver most of the time,” said Maria Carrillo, vice president of the advocacy group.

Alzheimer’s affects more than 5 million Americans, a number projected to soar to 13 million over the next 35 years. A study published earlier this year suggested it’s a big killer, taking down more than 500,000 Americans every year.

Angie Carrillo and John Wallace didn’t expect that he’d develop early onset Alzheimer’s

Three out of five of those living with Alzheimer’s are women, the report finds. “The surprising statistic we pulled out of this report actually is that women over 65 have a one in six chance of developing Alzheimer’s disease, in comparison to one out of 11 in men,” Carrillo said. And that compares to a one in eight lifetime risk for developing breast cancer.

“John and I had a whole plan. And all of a sudden, that was not going to happen.”

Even if they escape the disease themselves, women often are burdened in another way, by having to care for afflicted loved ones. There are more than twice as many women as men taking care of someone with Alzheimer’s all day, every day, the report finds.

One of them is Angie Carrillo of San Jose, Calif. Carrillo — no relation to Maria Carrillo — was stunned when her then-61-year-old husband, John Wallace, was diagnosed with Alzheimer’s in 2008. Things went downhill quickly and Wallace, an accountant, lost his job.

“John and I had a whole plan. And all of a sudden, that was not going to happen,” Carrillo, now 61 herself, told NBC News.

“He had long-term disability, but in order to qualify for that, you had to be disabled for 90 days. So for 90 days, we didn’t have his income, and not that we were living large, but we were spending our paycheck.”

They had to dip into retirement savings.

“It was a scramble to keep my job, go to all of these doctor’s appointments to verify that John indeed was disabled,” Carrillo added.

It’s a pattern the Alzheimer’s Association sees across the country.

The report finds that 20 percent of women cut their working hours from full-time to part-time while caring for someone with Alzheimer’s, while just 3 percent of men did. Federal survey data show that 65 percent of caregivers for patients with dementia are women.

The group analyzed data from federal health surveys, the Census Bureau, National Alliance for Caregiving, AARP and its own poll of 3,000 people to show that 18 percent of women have taken a leave of absence to care for someone with Alzheimer’s, and 11 percent of men have. Eleven percent of women say they have quit their jobs, while 5 percent of men have. Ten percent of women say they’ve lost job benefits because of time taken to care for an Alzheimer’s patient.

“It was a scramble to keep my job.”

And at the same time, they’ve often lost income from a disabled spouse.

“We’re still dipping into our retirement funds,” Carrillo said. “Someone told me, ‘You need to go talk to a good CPA’ and I said, ‘I have a good CPA. Unfortunately, he has dementia’,” Carrillo said.

The disease also hits family life, including grandchildren. “We were the family hub,” Carrillo remembers. “All of the birthdays happened here, all of the holidays … we had six grandchildren sleeping in the den.”

Like millions of U.S. women, Angie Carrillo struggles to care for a loved one with Alzheimer’s disease: her husband, John Wallace.

Dementia changed that. “It went from a really happy place to a place that’s not so happy. Papa all of a sudden wasn’t able to drive a car and take them to the skate park … or to go play miniature golf with them … so our life became smaller and smaller,” she said.

This can leave women feeling alone, the report finds. “The higher care giving burden placed on women has many consequences, including higher emotional and physical stress, strained family relationships and lost employment opportunities,” it concludes.

Carrillo eventually had to put Wallace into a full-time care facility. He would wander and get lost and couldn’t be left alone for a moment.

“The memory care facility he’s in now is $5,000 a month,” Carrillo said Carrillo, who blogs about her situation.

“I don’t quite know where I’m going to get that money,” she added. “So I’m in the process right now of creating a rental space in my home.”

Medicaid will help, but only once Carrillo is broke. And that often happens, the report finds.

“Given the high average costs of these services (adult day services, $72 per day; assisted living, $43,756 per year; and nursing home care, $83,230 to $92,977 per year), individuals often deplete their income and assets and eventually qualify for Medicaid,” the report reads. “Medicaid is the only public program that covers the long nursing home stays that most people with dementia require in the late stages of their illnesses.”

The Alzheimer’s Association says the total national cost of caring for people with Alzheimer’s and other dementias is projected to reach $214 billion this year. The report calculates that unpaid caregiving by family and friends would add up to another $220 billion.

“In 2014, the cost to Medicare and Medicaid of caring for those with Alzheimer’s and other dementias will reach a combined $150 billion with Medicare spending nearly $1 in every $5 on people with Alzheimer’s or another dementia,” the association says.

Right now, there are no good treatments for Alzheimer’s and certainly nothing even close to a cure. The biggest advance lately is a blood test that appears to show who’s likely to develop symptoms — but researchers say all that really does is provide a way for people to prepare for the inevitable, and perhaps for their doctors to try treating them earlier to see if current less-than-useful medications might do better in someone who hasn’t begun to show memory loss yet.

“Despite being the nation’s biggest health threat, Alzheimer’s disease is still largely misunderstood. Everyone with a brain — male or female, family history or not — is at risk for Alzheimer’s,” said Angela Geiger, chief strategy officer of the Alzheimer’s Association.

Although millions of Americans are in the same situation as Carrillo, “It’s a lonely journey,” she said.

Source:  NBC News First published March 18th 2014, 9:01 pm

The Right Way to Find Home Care for a Senior

caregiver helping elderly woman with breakfast

An adult child who is caring for an aging parent may suddenly find that the job of caregiving is too much to handle. The senior parent, who is living at home, may abruptly need someone with them during longer periods of the day and night, or the senior may require skilled personnel. In this situation, the adult child often seeks a person to provide home health care assistance.

Assessing the type of home care a senior parent needs   To determine the kind of home care that is essential for the senior, the adult child can first observe the senior parent. Watch how the senior handles routine Activities of Daily Living (ADLs) such as bathing and dressing. Also, note any housekeeping or errands that are difficult for the senior to accomplish. Make a list of all of the areas that the senior requires help, or if the senior had assistance, where their life would be better.

The Family Caregiver Alliance offers these guidelines for assessing the home care needs of a senior and for indicating where the caregiver needs support:

  • Personal Care: bathing, eating, dressing, toileting
  • Household Care: cooking, cleaning, laundry, shopping
  • Health Care: medication management, physician’s appointments, physical therapy
  • Emotional Care: companionship, meaningful activities, conversation

By assessing each area, the adult child can begin to align support for each need. For example, a friend or neighbor may be able to cover some of the areas of need, or community services, such as Meals on Wheels, can offer aid with other care requirements. If the senior parent has medical needs or requires constant supervision, hiring a home care worker is a viable alternative.

Sure-fire warning signs that a senior needs more help Agingcare.com suggests that if an adult child or caregiver notices certain warning signs, the senior probably requires assistance on a more regular basis. Some signs to look for are:

  • Spoiled food that doesn’t get thrown away
  • Missing important appointments
  • Difficulty with walking, balance and mobility
  • Uncertainty and confusion when performing once-familiar tasks
  • Forgetfulness
  • Unpleasant body odor or noticeable decline in grooming habits and personal care
  • Dirty house, extreme clutter and dirty laundry piling up
  • Stacks of unopened mail or an overflowing mailbox
  • Late payment notices, bounced checks and calls from bill collectors
  • Poor diet or weight loss
  • Loss of interest in hobbies and activities
  • Changes in mood or extreme mood swings
  • Forgetting to take medications – or taking more than the prescribed dosage
  • Diagnosis of dementia or early onset Alzheimer’s
  • Unexplained dents and scratches on a car

Where to start looking for home care Once it is apparent that the senior needs a home care worker or a home health care worker to help them around the house, locating the appropriate individual may present a challenge. Begin by asking people and organizations in the community – friends, local clergy, geriatric care managers or hospitals – if they could recommend a home care worker or a reputable home care agency. Community and local government resources, such as the local Area Agency on Aging, can often give advice on many good options for in-home care. The Eldercare Locator is a great federal resource.

Whether you’re planning to enlist the help of a home care services agency or hire a personal home health aide, knowing what questions to ask is key to receiving quality assistance. The Society of Certified Senior Advisors has a great list of questions to ask when choosing a home care provider. Click here to read the article.

Understanding what services are offered Home health care workers provide in-home medically necessary services, such as administering medicine, while home care workers provide in-home, non-medical services such as preparing meals, assisting with hygiene and housekeeping.  Either an agency or an independent provider can supply these kinds of services in a senior’s home.

A good assessment by the adult child or caregiver will help align appropriate services, and by not paying for aid that isn’t needed, this assessment can also help keep costs down.

Starting a conversation with a senior parent about home health care Before approaching a senior parent to discuss bringing in a home health care worker, put yourself in  that senior’s shoes. Think about what  that senior  is most frustrated about and be empathetic. Understanding the situation is extremely important in relating to the senior’s emotions, and timing is crucial in setting the stage. Choose a time when tensions are low and there is plenty of time for a discussion.

To make the conversation the most productive,  focus on the senior’s safety and helping them maintain independence. Concentrate on why and how an in-home health care worker can actually make life easier and safer.  The Society of Certified Senior Advisors has a comprehensive guide to creating a safe and functional home environment for your loved ones that includes recommendation for home safety changes for each room in the house, what equipment is covered by Medicare and tips for finding the right contractor. Click here to read it.

Jake Harwood, Ph.D., the former director of the University of Arizona’s Graduate Program in Gerontology and the author of Understanding Communication and Aging (2007, Sage Publications), offers tips to help family caregivers communicate with their aging parents on sensitive subjects.

  • Get started. Start observing the senior loved one and gather information carefully and thoughtfully. Don’t reach a conclusion from a single observation and decide unilaterally on the best solution. Base the conversation on multiple observations that are gathered with an open mind.
  • Talk it out. Approach the senior parent with a conversation. Discuss your observations and ask the senior for their opinion about what is going on. If the senior parent acknowledges the situation, ask for their opinion about what would be good solutions. If the senior parent doesn’t recognize a problem, use concrete examples to support the case.
  • Sooner is better. Talk sooner rather than later when a crisis has occurred. If the senior has poor eyesight or has trouble driving at night, begin to address those issues before a problem arises.
  • Maximize independence. Always try to move toward solutions that provide the maximum amount of independence for the older person. Look for answers that optimize strengths and compensate for problems. For instance, if your loved one needs assistance at home, look for tools that can help them maintain their strengths.

Recognize the senior’s right to make their own life choices, especially if a home care worker is coming to the house. The senior is likely to be more agreeable if their concerns or wishes are respected during the decision-making process. The sooner you begin conversations with an aging parent about how they can remain safe and maintain independence by using home care, the easier it will be to approach the topic over the long-term, before any major safety concerns are presented.

Source: Society of Certified Senior Advisors


How Do I Qualify For Home Health Care Coverage Under Medicare? To qualify for Medicare home health coverage, you must meet all four of the following conditions:

  • Your doctor must have determined that you need medical care in your home, and the doctor must prepare a plan for your care at home. Your doctor and home health agency personnel must review your plan at least every 60 days.
  • You must need at least one of the following: intermittent (not full-time) skilled nursing care, physical therapy, speech language pathology services or occupational therapy.
  • You must be homebound. Your home can be a house or apartment, a relative’s home or even a home for the aged, but a hospital or other facility that mainly provides skilled nursing or rehabilitation services does not qualify as a home. You may be considered homebound if you leave home only with considerable effort. Absences from home must be infrequent, or of short duration, to get medical care or to attend religious services.
  • Medicare must approve the home health agency caring for you.

Source: AARP.

Find out more information on Medicare and what is covered in the webinar from the Society of Certified Senior Advisors titled, More About Medicare and Changes in 2012. Click here to access this video.